Welcome to our EMI Facility page. Here you will find information on how to use EMI facility using your credit card to pay for your orders. Should you still have any questions, please feel free to drop us a mail at customer.service@worldofwheelz.in

EMI stands for Equated Monthly Installment. If you select this payment option, then instead of paying the entire amount for your order at once, you would pay the amount in easy monthly installments.

Once you finalise your order, you need to select mode of payment. You can choose either "Pay by Debit Card/Credit Card/UPI/Net Banking" or "Pay by Paytm" option. Click 'Proceed to Pay' tab and you will move to payment gateway page. Here you will find options to pay by different modes (Credit card, Debit Card etc). You will find EMI option in this list if your transaction is above the threshold limit. Please select EMI option and proceed to pay.

Each Bank follows minimum invoice amount (in general Rs. 2,500~3,000) to offer EMI facility. If your invoice value is less than this threshold limit, you will not see EMI facility in payment option. Please check with your card issuing bank for minimum amount eligible for EMI facility.

EMI facility is offered by your card issuing bank (not by WOW!). Following is the list of banks offering EMI facility on our payment gateway -

• Axis Bank
• Bank of Baroda
• Corporation Bank
• HDFC Bank
• HSBC
• ICICI Bank
• IDBI Bank
• IndusInd Bank
• Kotak Mahindra Bank
• RBL Bank
• Standard Chartered Bank
• Yes Bank

If your card is issued by a different bank, you may not see EMI facility in payment option.

Generally, banks charge you full amount for transaction first and later convert it into EMI (within 7 days). If you face any issue in EMI conversion, please contact your card issuing bank. We are not really involved in the EMI conversion process and its at sole discretion of your card issuing bank.

Your Bank charges interest on EMI facility. The interest rates are decided by the bank and are displayed at the time of completing the transaction. Please check EMI tenure and applicable interest rate carefully while opting for EMI facility.